Borrower:  , male, born on  th   month  th year,   ethnic group, ID number  , female, born on  th   month  th year,   ethnic group, ID number  

Lender:  , male, born on  th   month  th year,   ethnic group, ID number  , female, born on  th   month  th year,   ethnic group, ID number  

  and the two loan applicants are parent-child relations,   and   are married,   and   are married. Now, due to   and   purchasing a house after marriage and being in a financial bind, they have agreed to the following agreement:

One,   and   lent RMB   million to   and   for the purpose of purchasing a house, and the payment was to be made to the following bank account of   before   year   month   day:

  Bank   Account:  

Two, this loan is interest-free for ten years, and A and B shall repay the   million yuan within ten years. That is, the loan term is from   year   month   day to   year   month   day.

Three, if the principal is not returned upon maturity, in addition to the continued return of the principal, interest shall also be charged, that is, the interest on the principal not yet returned ten years after the maturity of the loan period shall be calculated from the second day after the expiration of the loan term at the same period bank loan interest rate.

Four, both parties confirm that the other party is a fully capable civil subject, and both parties undertake that they have a very clear understanding of the terms and meanings of this agreement and are willing to fully perform this agreement, and there is no coercion, fraud, or misunderstanding.

Five, This Agreement shall be executed in two copies, effective as of the date of signing, with each party holding one copy.

Borrower's Signature:   Lender's Signature:

  year   month   day   year   month   day